Abu Dhabi ranks among the top 5 most popular destinations worldwide. Whether you’re an expat or a tourist, having a reliable car is essential for exploring the city’s beauty. However, simply renting a car isn’t enough. Understanding Car Rental Insurance is crucial to avoid unexpected troubles during your trip. In this guide, we’ll explore the various types of insurance and provide tips on choosing the best coverage.
Types of Car Rental Insurance
Different cars rental insurance policies are offered that can be chosen by the car renter in the rent agreement. Following are some cars rental insurance types.
Collision Damage Waiver (CDW)
Collision Damage Waiver Insurance helps in case of any damage to a rental car. This insurance policy keeps you stress-free from the hassle of repairing and paying bills. This insurance covers damage repair due to a collision or any other accident.
But make sure to thoroughly go through the Insurance policy terms and conditions before opting for this type as this will not cover any damage to tires, or windows, any personal injury, damage to third parties, or damage to other vehicles.
Third-Party Liability (TPL)
As the name refers, third-party liability insurance includes the damage repair cost for the car or the people who are caused by you. This Insurance is compulsory when you rent a car in Abu Dhabi. As per law, you ought to opt for this insurance policy for the safety of other people’s loss whether it is personal injury or damage to their vehicle, otherwise, you are solely responsible for the whole damage repair costs.
Loss Damage Waiver (LDW)
When traveling in Abu Dhabi with a car rental facility your only concern is about the safety and insurance in case of any sudden mishap. Loss Damage Waiver insurance includes damage repair and financial security that is caused by any accident or intentional damage such as theft or vandalism. This insurance is an extended form of CDW insurance offering broader security for your car rental.
Personal Accident Insurance (PAI)
While driving, anything can happen. Accidents are sudden. Having insurance for such losses is essential. Other types of insurance cover damages to your vehicle or third-party injuries. However, they don’t cover your personal injuries or medical emergencies.
Full Coverage Insurance
Full coverage insurance offers you all the repairs for damages that could happen to you or your vehicle or other third-party damage. You can conclude that this insurance coverage is the sum of all the insurance programs explained above. You should choose this insurance plan if you rent a luxurious car in Abu Dhabi for your tourism.
Tips for Choosing the Right Car Rental Insurance in Abu Dhabi
Knowing about the insurance plans and their policies is not enough. What matters is what are your actual needs as these car rental insurance plans can vary on your needs. You must assess your needs and choose accordingly.
You must keep in mind your needs, financial affordability, and type of car while choosing for car rental and insurance plan. If you opt for a cheap car rental in Abu Dhabi you can choose CDW, TPL, LDW, or PAI when driving in Abu Dhabi. But if you are renting a car in Abu Dhabi that is luxurious, you must consider a full coverage insurance plan as repair costs are high for such a category of fleet.
Before renting a car in Abu Dhabi, carefully review what is covered and what is not. Take the time to study the terms and conditions of the insurance policies.
Conclusion
Renting a Car in Abu Dhabi is a great option while traveling but insurance for such car rental in Abu Dhabi is as important as its convenience for you during your trip. Capital Cars Rental gives you a thorough overview of insurance plans according to your choice of car selection. By understanding the available coverage options, the related costs, and helpful tips for selecting the appropriate insurance, you can make a wise choice and confidently enjoy your time in Abu Dhabi.
